---
title: "Plaid Limited-purpose checking account change delayed: 2026-10-06 | Harbyn"
description: "Plaid Limited-purpose checking account change delayed, effective Oct 6, 2026."
canonical: "https://harbyn.com/changes/plaid/2026-08-17-limited-purpose-checking-account-change-delayed"
last-updated: 2026-09-29
---

# Plaid Limited-purpose checking account change delayed

Markdown version of <https://harbyn.com/changes/plaid/2026-08-17-limited-purpose-checking-account-change-delayed>.

Behavior change - Plaid. medium severity. In effect.

The date on which limited-purpose checking accounts for existing institutions will be omitted from Link by default was extended from August 7, 2026 to October 6, 2026.

The deadline passed on Oct 6, 2026.

## Facts

| Fact | Value |
| --- | --- |
| Vendor | [Plaid](https://harbyn.com/vendors/plaid.md) |
| Kind | Behavior change |
| Severity | medium |
| Status | In effect |
| Announced | Aug 17, 2026 |
| Effective | Oct 6, 2026 |
| Added to Harbyn | Sep 29, 2026 |
| Lead time | 7 days of warning |
| Review | Reviewed by a person, extracted by a model |

## Find it in your code

```sh
npx harbyn scan
```

This change names no identifier the scanner can match line by line, so the scan tells you whether your repository uses Plaid, from its packages and API hosts. Nothing leaves your machine.

## Sources

Where this event comes from: the page we read, when we read it, and the hash of that snapshot.

- <https://plaid.com/docs/changelog/> (changelog, fetched 2026-09-29 02:31 UTC, sha256 `a009f16d0c28413b5a938bcdc22825f88aa6a16a588681f53db352fe841de538`)

## Related changes

### More from Plaid

- [Chase consent expiration can break Items and expire TANs](https://harbyn.com/changes/plaid/2026-09-03-chase-consent-expiration-can-break-items-and-expire-tans.md) (Behavior change, announced Sep 3, 2026)
- [Consumer Report PDF design changes](https://harbyn.com/changes/plaid/2026-09-03-consumer-report-pdf-design-changes.md) (Behavior change, effective Oct 1, 2026)
- [GBP e-wallet transactions include payee verification status](https://harbyn.com/changes/plaid/2026-09-03-gbp-e-wallet-transactions-include-payee-verification-status.md) (Behavior change, announced Sep 3, 2026)
- [Income customers receive User API webhooks alongside existing webhooks](https://harbyn.com/changes/plaid/2026-09-03-income-customers-receive-user-api-webhooks-alongside-existing-webhooks.md) (Behavior change, effective Sep 1, 2026)

### Changes at other vendors

- [Amazon Selling Partner API: ORDER\_CHANGE notifications add PreFulfillmentStatusChange for Amazon Autos](https://harbyn.com/changes/amazon-sp-api/2026-10-14-sp-api-updates-new-listings-items-api-ivp-values-in-eu5-jp-and-ca-stores-oct-3.md) (effective Oct 28, 2026)
- [BigCommerce: 301 redirects will apply only to storefront channels](https://harbyn.com/changes/bigcommerce/2026-10-07-301-redirects-now-apply-to-storefront-channels-only.md) (effective Nov 10, 2026)
- [GitHub: Secret scanning audit log business field changes to enterprise slug](https://harbyn.com/changes/github/2026-10-20-updates-to-github-secret-scanning-7.md) (effective Nov 12, 2026)
- [Jira / Atlassian Cloud: New IP address ranges in use from January 1, 2027](https://harbyn.com/changes/atlassian-jira/2026-10-16-atlassian-cloud-adds-new-ip-address-ranges.md) (effective Jan 1, 2027)

[All upcoming deadlines](https://harbyn.com/deadlines.md)